Monthly Archive June 2019


Personal Loans to Veterans and Active Duty Military – 4th of July Special

Personal loans to Veterans and Active Duty Military

USACASHMONEY offers financial support when you need it the most. Our system provides access to over 100 lenders who offer personal loans to current and former military personnel. We give special attention to who you are which is why all credit levels are accepted.

USACASHMONEY provides an unmatched level of service, by partnering with firms who cater to the Armed Forces because we find a product for your needs. USACASHMONEY offers access to affordable financial products to those who deserve it the most. We will not waste your time or treat you poorly. Therefore, you can expect nothing less than fast, efficient, and professional service.


 What to expect

Our online request form takes minutes and you get answers fast. Next day funding may be available once you are approved and verified. Most importantly, use the funds for any purpose. Traditional banks dictate what the money can be used for while USACASHMONEY does not. Are you looking to consolidate debt, purchase or repair a vehicle, pay bills, or make home improvements? USACASHMONEY is here to help. There are no restrictions so get started now.

USACASHMONEY’s large network offers personal loans to military with fully transparent and a straightforward approach. Especially relevant, our system identifies lenders for you based on a multitude of variables. Then, all loan information is presented in a clear and conspicuous manner. We avoid the fine print by highlighting the important information, so applicants can make educated financial decisions.

Personal loans to military personnel are an important resource to service members because the major financial institutions do not offer them. Are you current or former Air Force, Army, Coast Guard, Marine Corps, National Guard, or Navy? Experience the difference with a military personal loan through USACASHMONEY now.


Do You Need A Wedding Loan? What is It?

There are many ways to pay for your wedding day, but many times family and savings simply aren’t enough. No matter the size of your budget, the one constant is where your cash will come from.

While it was customary for the bride’s parents to foot the bill in the past, most couples finance their own nuptials today.

A reasonable, realistic budget is the essential first step. And like any major expense, good, old-fashioned saving is the best way to pay for a wedding.

But, you also have to be reasonable and realistic about the bills. Regardless of the budget and plan, you will have a lot of them.

While most people think of loans as reserved for cars and houses, there are numerous borrowing options out there – like the wedding loan.

It’s simply a kind of personal loan, but made with the newlywed in mind. It’s also an excellent alternative to credit.

A wedding loan can cover the expenses you simply can’t at the moment, but will be able to afford with a little time. Many offer special rates, terms, and even bonuses to make the debt manageable in the first years following the vows.

Why should you use a wedding loan?

Wedding loans generally come with low rates intended to take a little bit of the financial pressure off of newlyweds. In addition, some financial institutions offer a bonus of up to a few hundred dollars for taking the loan out as a symbolic wedding gift.

Couples with good credit will likely receive an unsecured loan that doesn’t require collateral. Keeping one or both spouses’ assets out of the equation naturally expands financial breathing room.

It’s true money issues, namely debt, can cause a lot of stress in a relationship. Some personal finance professionals advise against taking on personal loan debt for that reason.

But, as with any loan, you should borrow responsibly. Taking out a $30,000 loan to cover the entire celebration is probably not a good idea. The best way to use a wedding loan is to fill the gaps.

Your wedding budget must come first.

A realistic budget is a critical step in the entire wedding planning process. Some suggests this basic breakdown as a starting point:

  • Reception: 48-50 percent
  • Ceremony: 2-3 percent
  • Attire: 8-10 percent
  • Flowers: 8-10 percent
  • Entertainment/Music: 8-10 percent
  • Photography/Videography: 10-12 percent
  • Stationery: 2-3 percent
  • Wedding Rings: 2-3 percent
  • Parking/Transportation: 2-3 percent
  • Gifts: 2-3 percent
  • Miscellaneous: 8 percent

This is a good estimator, but by no means a definitive list. There are dozens to consider when planning for the Big Day.

DO NOT USE a credit card?

Credit cards, especially those with short-term 0 percent annual percentage rates can be particularly attractive for newlyweds-to-be. It can also be particularly troublesome when you quickly rack up debt that could take many years to pay off once that promotional APR disappears and a variable rate kicks in.

A high-limit credit card may make you more tempted to stray from the budget, opting for upgrades that only cost “a little more.” Remember, it will cost “a lot more” a decade from now.

Wedding loans, on the other hand, give you a lump sum to use as you need it and where it makes sense in the budget. In fact, it helps keep things on budget, as you only have a limited amount to work with.

How should you use your wedding loan?

Once you have your budget laid out, you’ve estimated how much money you can save, and put a dollar figure on what you need, you’re ready to apply for a wedding loan –  personal loan.

You might want to use it as quick cash to pay upfront costs like deposits for the church or reception venue that are often due more than a year in advance. You might use the wedding loan to reserve plane tickets and make reservations for your dream honeymoon.

When you’re filling the gaps, you may just want to designate a few specific categories where using the loan would be most helpful. As outlined above, food and drink eat up a lot of the budget and medium-sized necessities like photography, entertainment, and flowers can add up quickly.

If, for example, the reception is the most expensive item, you might want to apply for that particular amount. Conversely, maybe you’ve saved for the big stuff and just need to cover the smaller items. This should be ideal situation for most.

You might also keep the lump-sum loan for cash on hand – a “just-in-case” fund ready to cover any unforeseen costs.

Where do you get a wedding loan?

Careful budgeting and diligent saving are best for your Big Day. But, if you need quick cash for a key contract or even just an emergency fund, wedding loans are the best alternative.

Apply for a personal loan through USACASHMONEY to get access to personal wedding loans.


Personal Loans – Home Expenditure Loans & The Cost of Delay

Owning a home sometimes feels like owning a never-ending to-do list – fix this, replace that – when does it end? For responsible homeowners, it never does. But overlooking the small stuff can add up to much larger bills later on.

Fix plumbing leaks.
Fixing leaky faucets and other common household plumbing leaks can save the average homeowner about 10 percent on water bills, according to the U.S. Environmental Protection Agency. Leaks or burst pipes that allow water to find its way into walls, floors and foundations can lead to significant damage, with repair costs reaching thousands of dollars. It’s easy to notice – and fix – a leaky faucet. Finding other kinds of leaks can be a lot more difficult, even with regular inspections.
Clean and seal outdoor decking.
Today’s unpredictable weather, now more than ever, will take its toll on outdoor decking. A few gallons of sealant will set you back $50 or less and a weekend afternoon of effort. Allowing your decking to go untreated for a season or three is likely to result in damaged decking – and damaged ties and joists underneath. Those repairs are a much bigger job, requiring more time and effort, and a lot more money in materials – upto $10,000, in some cases.
Inspect the roof and clear gutters.
Weather, once again, but, specifically, water is the enemy here. Check the areas around roof openings, including chimneys, exhaust flues and skylights, which are the likeliest candidates for leaks. You’ll have to climb up into your attic, too, and peer closely at roof beams and joists near those openings. Dark spots indicate leakage. Leave roof repairs and other jobs to professionals even minor ones.
Gutters clogged with debris (or ice, during winter), can cause water to back up and seep under shingles and siding. Keeping gutters clear is an easy job, and an inexpensive one (under $200) if you rely on a pro to do the dangerous ladder work.
Inspect for termites and other bugs.
Many pest control companies offer home termite inspections for free, but the typical inspection costs $65 to $100, according to The average homeowner who finds damage caused by termites spends $3,000 on repairs, reports. Whole house fumigation could cost more, depending on the size of the home. But infestations caught early can be treated with spot treatments and bait, and the associated damage is likely to be much less severe.
Inspect exterior paint and siding.
Your exterior paint  keeps your house looking great. More importantly, it keeps your house’s worst enemy – yes, water again! – from damaging key structural components beneath. Look for areas of dry, chalky paint and cracked, flaking or peeling paint. Small areas, especially trim around doors and windows, can be sanded and repainted by most homeowners. For bigger jobs, like for an entire home, professional painters might charge up to $5,000, depending on the size of the home. The longer you wait to repaint, the greater the likelihood that water, insects and animals to enter and cause significant damage.
Siding for a new house can easily run between $15,000 to $40,000, including labor
Inspect foundation and concrete slabs for cracks and fissures.
When concrete cures it shrinks slightly and over time can develop slight hairline cracks and fissures. Such cracks are unsightly, of course, and can allow water and insects to infiltrate and lead to more significant damage over time. Most homeowners can repair smaller cracks and fissures with a variety of inexpensive products.
For larger, recurring cracks and bulges, contact a professional, who can identify the problem, suggest appropriate solutions and advise you on associated costs.
If you need to save for long term, some of these expenditures justify a personal loan. USACASHMoney can assist with these issues.

Personal Loan – Medical Loans

The medical billing system is complex. It’s not always easy to figure out how much you’ll need to pay to get the care you need. When you need medical treatment for a serious illness or injury, paying for an expensive procedure can be an extra burden.

Taking out a personal loan for medical expenses may seem like a tempting option.

A medical loan is a personal loan that’s used to pay for medical expenses.

Personal loans can be used for a wide range of medical treatments, including elective procedures, fertility treatments, prescriptions, surgeries and more. A number of lenders, including certain banks, credit unions and online lenders, offer personal loans that can be used for medical treatment.

Medical loans may be unsecured personal loans, meaning they don’t require any collateral.  Since lenders are trying to judge your ability to repay the loan, applications for these types of personal loans will primarily focus on factors such as your credit history and income.

You can also apply for a secured personal loan to help pay for medical expenses. Secured personal loans require you to put up collateral to secure the loan, but you may be able to get more competitive rates.

The amount you’re approved to borrow and the terms of the loan will depend on a variety of factors, including your credit history.

Pros of medical loans

There are a few benefits of using a personal loan to pay for medical expenses. You may be able to get access to funds quickly — and if you’ve had a medical emergency, this may be the most important factor for you. If you apply and are approved, some lenders will give you the funds within a few business days.

Personal loans may also be cheaper than using a traditional credit card to pay for your medical debt. If you have excellent credit, it’s possible to find personal loans with APRs as low as 6% or less. Since the average APR on credit cards is in the double digits, you may end up paying less interest with a medical loan.

Cons of medical loans

Medical loans can be an expensive financing option. While some borrowers can qualify for low-interest personal loans, applicants with less-than-perfect credit histories will probably see much higher interest rates. Depending on the terms you qualify for, you could end up paying a lot in interest over a number of years.


We offer a useful solution when you need to cover medical expenses and want to do so quickly and stress-free. Get the USACASHMoney Personal Loan and borrow $5,000 to $40,000 to cover a variety of medical costs, including dental expenses, cosmetic surgery fees, and laser eye surgery.