ByUSACash
Cash Advance – USACashMoney
Ever run into a sticky situation where you don’t have quite enough cash to cover your expenses? Cash advance loans can help you pay off your bills so you avoid a missed payment on your credit report.
Not all cash advance loans are safe or affordable, so it’s important to do your research and choose the right cash advance option available to you, like 0% APR Instacash advances from USACashMoney.
What’s a Cash Advance?
A cash advance is a short-term unsecured loan that you can get to cover bills, fees, or fines (or something fun!) without using credit. Cash advance providers usually charge high fees and/or interest on loans and there’s usually a limit to how much you can borrow.
You might have heard about getting cash advances through a credit card at an ATM — as long as you have a personal identification number (PIN). You can also take your credit card to a bank that offers advances through your card’s payment network.
How Do Cash Advances Work?
You can skip the research and go straight for a 0% APR Instacash advance from USACashMoney today. Here’s how.
If you have extra time want to shop around to confirm that we’re the best choice, here’s how.
Step 1: Research Reputable Cash Advance Services
Cash advances aren’t the same thing as payday loans, though many people confuse the two. A payday loan charges high fees and sometimes up to 50% interest. Avoid them at all costs!
Cash advances come through your bank or other reputable financial institution. Before you think about getting an advance, make sure your servicer is established and has low interest rates such as ones fromUSACashMoney.
Step 2: Understand the Limits
Your provider or bank might have limits on how much money you can borrow with a cash advance. Usually you can link your bank account or electronically submit a pay stub as proof of your income to find out how much you’re eligible to borrow. With MoneyLion, just link your checking account, and we’ll let you know right away how much you qualify for.
Step 3: Learn about Fees and Interest Rates
Do some research on the cash advance fees you’ll incur on the amount of money you need to borrow. Also, find out about interest rates and any other fees that you have to pay when you take out an advance.
Some banks charge high fees and interest rates! Look for a bank like LoanToday with low or no fees. And you can’t beat our 0% APR!
Step 4: Submit a Request For a Cash Advance
Submit a request for a cash advance through USACash’s online portal or submit a request through our app in the play store.
Step 5: Get Your Money
After you’ve submitted your request, wait for the lender to give you approval. This step isn’t required for some borrowers. At USACashMoney, you’ll see your cash instantly deposited into your account after you submit your request.
Step 6: Plan to Repay Based on Terms
After you received your funds, plan to live within your means and payoff the cash advance. This way if you ever need it again, you can be approved for a higher amount and faster through USACashMoney.
